1. Overview

HECS-HELP is a loan scheme the Australian Government offers to help you pay all or part of the fees you owe for a subsidised course.

If you enrol in a subsidised program (a Commonwealth Supported Place or CSP), the Australian Government will pay your university a portion of the fees, but you must pay the balance (your student contribution). Most undergraduate courses are subsidised.

This page explains how:

  • to initiate a HECS-HELP loan through mySI-net
  • to complete an electronic Commonwealth Assistance Form (eCAF)
  • we calculate your student contributions
  • to make an upfront payment
  • to view your invoices and other important information.

See the Study Assist website for more information on HECS-HELP loans, including eligibility criteria.

Due dates

You need to be aware of 2 critical dates – fee due date and Census Date.

Fee due date

You must pay your fees by the due date:

Census Date

We finalise all enrolment details and fee payments on the Census Date.

By the Census Date, you must have:

  1. completed your electronic Commonwealth Assistance Form (eCAF) to accept your Commonwealth Supported Place (CSP)
  2. completed your HECS-HELP loan application if you are applying for a loan
  3. withdrawn from any courses to avoid financial penalties.

To find your Census Date:

Your enrolment will be cancelled unless you pay your fees or finalise your HECS-HELP loan application by the Census Date.